When you’re self-employed, time off can feel like a financial punishment—especially during IVF, pregnancy complications, postpartum recovery, or caring for a loved one. This post breaks down how voluntary New York DBL (Disability Benefits Law) and PFL (Paid Family Leave) can help protect your income, plus the simple steps to enroll so you can build real peace of mind into your practice before a crisis forces your hand.

Running a therapy practice means you’re always supporting others but you deserve support too. In this post, I’m sharing practical resources for therapists to help you stay grounded, organized, and protected as a clinician and business owner.